Mortgage

Finding the best mortgage broker

Finding the best mortgage broker

There are many different reasons that mortgage applicants can benefit from using a mortgage broker, from saving money to helping them find the right mortgage deal to suit their specific circumstances. Having a mortgage broker can help you to sift through the competitive market of mortgages and find the best deal for you. But how do you choose the right mortgage broker to suit your needs? In this guide, we...

Mortgage refinance tips and tricks

Mortgage refinance tips and tricks

Refinancing your mortgage can be a great way to save money and reach other goals. Some of the steps are the same as when you applied for your original mortgage, such as submitting documentation and going through an appraisal. But many parts of the process are different. Here are some essential mortgage refinance tips and tricks for navigating the refinancing process and getting the best deal...

Reasons why you should get a mortgage pre-approval

Reasons why you should get a mortgage pre-approval

Are you preparing to purchase your first home? Getting a mortgage pre-approval is one of the first (and most crucial) steps you should take when buying a property. Why? You'll know how much house you can afford, and a pre-approval lets real estate brokers and dealers know you've got your finances in order. The following are some of the reasons why you should get a mortgage pre-approval. Reasons why you...

What to consider when comparing home loans

What to consider when comparing home loans

Looking for a home loan can often be a daunting and stressful task. Before you choose a mortgage offer, it’s important to shop around and compare multiple offers to get the best deal. If you can’t make heads or tails of all the jargon being thrown at you, here's what to consider when comparing home loans. What is a home loan? A home loan is an amount of money given by a bank, mortgage company or...

Finding the best mortgage lender

Finding the best mortgage lender

You're looking to buy a house and will require a mortgage. Congratulations! But how do you choose the right lender who will offer the best deal and great customer service for what will probably be the largest purchase of your life? There are many banks, internet lenders, mortgage brokers, and other players willing to take your loan application. With that in mind, here's what you need to know about finding...

Things to avoid before applying for a mortgage

Things to avoid before applying for a mortgage

As a homebuyer, you don’t want anything to jeopardize your chances of closing on the home you’ve selected. Many people can't afford to buy a home without applying for a mortgage. Therefore, if you need to get a mortgage, it's critical to prepare so that you're a suitable candidate for one. Making any of the following mistakes may lower the amount of financing you are eligible for. This may result in a...

What is conditional approval and why do you need it

What is conditional approval and why do you need it

For most people homeownership in an important step on life’s desired milestones. It therefore comes as no surprise that when you attain this achievement you are full of pride and a great sense of accomplishment. So, after you find the right house, what happens next? One of the most critical steps in the home purchase process is to receive financing for your dream of home ownership. As such receiving...

Common home loan refinance mistakes to avoid

Common home loan refinance mistakes to avoid

Are you considering refinancing your home loan? But what exactly does it mean to refinance your home loan? To put it simply, a home loan refinance is when you trade in your current interest rate for a new on. This is primarily achieved by obtaining a new mortgage to replace the original. That is to say, home loan refinancing allows you to obtain a better interest term and rate. Carrying out sufficient...

What to look for in a mortgage lender

What to look for in a mortgage lender

Are you on the hunt for a mortgage lender? Finding the best mortgage lender in your area will require significant legwork, close scrutiny, and careful consideration. There are so many banks, financial institutions, as well as independent mortgage lenders on the market. As such, the decision on which mortgage lender to go with requires deep assessment and well-thought calculation. Here is a guide on what to...

Buying Your First Home

Buying Your First Home

Buying Your First Home When do you really think about buying your first home? Do you think about buying your first home straight out of university, or the moment it suddenly dawns on you that the landlord is using your money to pay for his mortgage payment. Too often people rush into home ownership as it is viewed as a sign of financial responsibility and adulthood. However, owning a home is a huge...

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