You might often see a fence built between houses and properties, and wonder how the placement of that fence was decided. In most cases, it’s dependent on property lines. Where these fences or other property features are placed is determined by where the defined property lines lie. Therefore, it’s of the utmost importance to know where the lines begin and end on your property, as well as the property you may be looking to buy. For more information, read our guide to property lines.
What are property lines?
Property lines, or boundary lines, define the points where properties begin and end. These boundaries are used when installing features such as fences and home additions. Having a good understanding of your home’s property lines is a very important part of being a homeowner. Knowing where your property begins and ends can prevent potential unpleasantries or legal disputes with your neighbours. It can also ensure that you’re respecting your neighbour’s privacy and space. It’s important to note that an unknown property line encroachment could result in a title company refusing insurance.
How to find property lines
While locating property lines might seem like an overwhelming task, there are many easy ways a property owner can find or evaluate theirs. Consider the following:
Read the property line map
A property line map, or a “plat,” is a drawing that maps out your property’s boundary lines, and includes details like elevations, bodies of water and structures. You might even be able to find maps of neighbouring properties if you have shared property lines. A plat is typically included with your property’s paperwork, available at your local assessor’s office.
Check the deed to the property
One way to check your property lines is to look at the deed of the property. As a legal document about your property, the deed should have a worded description of your land’s boundaries. If for some reason the current deed does not describe the property lines, it will refer you to an older one that does. But know that if you use an older deed, it may include landmarks or other features that no longer exist.
Get a property line survey
A property line survey is a precise measurement of a land’s legal boundaries. If a property line survey is not already included with the plat and the property deed, you can hire a professional surveyor to measure out where your property ends and your neighbour’s begins. Land surveyors will also research the property’s history regarding things like subdivisions, easements, and ecological restrictions. Your mortgage lender will usually require a new survey to be done for the property upon purchase.
Look for property line markers
Some newer properties might include property line markers, such as stakes, from when the properties were first divided. If you have a more recent property, you can likely still find these markers if you walk your property lines and look closely for stakes that are either sticking up or are flush with the ground.
Conclusion
As a homeowner, you must be aware of property lines. This will help you to respect your neighbour’s property and avoid any legal disputes. There are many ways you can find your home’s property lines and some are mentioned above. Consult with your neighbour and real estate agent before building a fence on the property line.
